On average, U.S. men will outlive their savings by eight years – and eleven years for U.S. women – leaving only their Social Security, or pension type income, to get by.

For them, these years are not their “Golden Years”. It can often make a positive difference to plan ahead and understand our best options. Some of these take more time, to work to their full potential – so we want to make our best informed decisions earlier, rather than later.

I have studied our retirement options since 1984. This is what I do and this is where I can often help others and create additional value for them. Because many of these valuable options and solutions are all-too-often misunderstood, I have written a series of six books about retirement to help those of us who want to learn more. (Four of these are available to you on this website, and two more about mortgages are on our mortgage website.) I will help where I can, and I invite you to call me if you have questions, if you want additional details, any quotes – or schedule an appointment.